Financial Literacy Seminars Series

About our Financial Seminars
The goal of our Financial Literacy Awareness Seminars is to offer a variety of courses and materials to individual consumers, groups and the community at large, in order to provide information that will assist in resolving a myriad of financial issues and take steps forward to ensure financial independence.
Upcoming Seminars
The following is a list of upcoming seminars with time and locations:


May


5/01/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


5/03/08
Genesis Christian Center
Vanguard Village, Clubhouse
6320 Brookwood Blvd
Tamarac, FL 33321
Phone: 954-973-4165
Contact: Dr. Owen Facey, Pastor
Time: 10:30-11:30
Topic: Debt Management


5/09/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


5/10/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


5/10/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


5/16/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


5/22/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


5/26/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: Credit Do’s and Don’ts


5/30/08
Center for Independent Living
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contac: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


June


6/06/08
Center for Independent Living
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


6/13/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


6/14/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


6/14/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


6/20/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


6/24/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: Four Seasons of Debt


6/26/08
PBCC at Northwood University
2600 N. Military Trail
West Palm Beach, FL 33409
Phone: 561-868-3070
Contact: Cindy Trager
Time: 2:00-3:00
Topic: Credit and Budgeting

6/27/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


July


7/02/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-04288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


7/10/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


7/12/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers

7/12/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


7/17/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


7/22/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: Budgeting


7/24/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


August


8/01/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


8/07/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


8/09/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


9/09/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


8/14/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


8/23/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Time: 2:00-3:00
Topic: Budgeting


8/26/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: Understanding Debt


8/28/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


September


9/04/08
Center for Independent Living Options’
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


9/11/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


9/13/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


9/13/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


9/18/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


9/23/08
PRN Group
Fountainview
111 Executive Center Drive
West Palm Beach, FL 33401
Phone: 561-687-5743
Contact: Judy Gelpey
Time: 8:30-9:30
Topic: ID Theft


9/23/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: Understanding Your Credit Score


9/25/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


October


10/02/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


10/9/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


10/11/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers

10/11/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


10/16/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


10/23/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


10/28/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: How to Read Your Credit Report


10/30/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


November


11/06/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


11/08/08
Home Education Loan Program
25th St & Australian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


11/08/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


11/13/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


11/20/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


11/25/08
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12:00-1:00
Topic: When Good Debts Go Bad


December


12/04/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


12/11/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting


12/13/08
Home Education Loan Program
25th St & Austalian Avenue
West Palm Beach, FL 33416
Phone: 561-841-5947
Contact: Cassie Alford
Time: 9:30-12:00
Topic: First Time Home Buyers


12/13/08
Delray CDC
401 E. Atlantic Ave.
Deltay Beach, FL 33444
Phone: 561-266-9840
Contact: Carmelita Smith
Time: 1:00-2:00
Topic: First Time Home Buyers


12/18/08
Center for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time: 2:00-3:00
Topic: Budgeting
Financial Literacy Seminar Topics
CCMS - Consumer $ense (F/K/A Making Cents)
  • Organizing Your Financial Life - Tips on how to organize your finances in order to make better decisions about your money.
  • Budgeting and Savings - Understanding how to do a budget and the basics of savings.
  • Securing Financial Needs - Understanding the pieces of your financial puzzle.
  • About Checking Accounts - Principles of opening and maintaining a checking account.
  • Basics of Credit Cards - What a credit card can do for you.
  • Understanding Debt - Meaning and consequences of debt.
  • Wise Use of Credit - The convenience and the responsibility of having credit.
  • Your Guide To Home ownership - How to prepare to buy a home.
  • Your Guide To: Household Budgets, Credit Cards and Electronic Banking - Budgeting and planning tips, understanding what a credit card is and information on electronic banking and how it can work for your.
  • Psychology of Debt and Understanding Debt
  • Factors of Credit Scoring
  • How to Read and Understand your Credit Report
  • Resolving Debt Issues
  • Credit Do's and Don't's
  • How to Prevent Identity Theft
FDIC - Money Smart
  • Bank On It - An Introduction to bank services
  • Borrowing Basics - An introduction to credit
  • Check It Out - How to Choose and keep a checking account
  • Money Matters - How to keep track of your money
  • Pay Yourself First - Why you should save, save, save
  • Keep It Safe - Your rights as a consumer
  • To Your Credit - How your credit history will affect your credit future
  • Charge It Right - How to make a credit card work for you
  • Loan To Own - Know what you are borrowing before you buy
  • Your Own Home - What home ownership is all about
Fannie Mae
  • Knowing and Understanding your Credit - Required course for consumers receiving First Time Home Buyers' assistance
  • Opening the Door To A Home Of Your Own - Required course for consumers receiving down payment assistance
Money Wi$e
  • Building and Keeping Good Credit - What every consumer should know about how to build and keep good credit
  • Manage Your Money Wisely: Tracking Your Money - Tips on how to manage your finances.
  • Banking Basics: You Can Bank On It - Introduction to services offered by banks and credit unions.
  • Put Bad Credit Behind You: Improve Your Credit - Explains why having good credit is important, your rights, how to check your credit report and how to begin rebuilding your good credit.
  • Your Rights To a Financial Fresh Start - Bankruptcy - New rules for filing personal bankruptcy.
  • Talking to Teens ABout Money - Designed for parents to teach kids about money. Also good for older teens.
  • Make Your Money Work For You: Saving to Build Wealth - Explains the importance of saving, setting goals and ways to make your money grow faster.
  • Building a Sound Financial Foundation: Micro Business Basics - Basic concepts about the creation and financial management of a micro business.
  • Just Say No! to Senior Scams - Signs of Fraud and tips for avoiding scams.
  • Credit Cards: What You Need To Know - Explains how credit cards work and how the way you use credit cards can have an impact on your credit history.
Who We Reach
We Present Seminars to the Following Organizations
  • Broward County Library (Ft Lauderdale, FL)
  • Broward School District / Parent-Teacher Association (Homestead, FL)
  • City of Boynton Beach., Employee Assistance Program (Boynton Beach, FL)
  • Dress for Success (Riviera Beach, FL)
  • Florida Business Women’s Center (Delray Beach, FL)
  • Florida Resource for Women and Children (Riviera Beach, FL)
  • Glades Correctional Facility (Belle Glade, FL)
  • Head Start of Palm Beach County (West Palm Beach, FL)
  • Home Education Loan Program (West Palm Beach, FL)
  • Jupiter Library (Jupiter, FL)
  • Lake Park Library (Lake Park, FL)
  • Life Skills Center (Delray Beach, FL)
  • Life Steps Foundation (Greenacres, FL)
  • New Community Development Group (Riviera Beach, FL)
  • Office Depot Corporation, National Headquarters (Delray Beach, Florida)
  • Palm Beach County Department of Community Services (West Palm Beach, FL)
  • Palm Beach County Sheriff’s Department (West Palm Beach, FL)
  • Palm Beach Library System (West Palm Beach, FL)
  • Pleasant City Redevelopment Center (West Palm Beach, FL)
  • West Palm Beach Housing Authority (West Palm Beach, FL)
  • Women in Distress (Ft Lauderdale, FL)
  • Women In Health (Delray Beach, FL)
  • Women’s Circle (Boynton Beach, FL)
  • YMCA (Palm Beaches) (West Palm Beach, FL)