Services Offered

CCMS offers a variety of services to assist consumers in understanding and managing their finances. Program services include Education, a Knowledge Library, Individual Counseling, & Debt Management Programs.

• Individual Counseling

  • Certified Credit Counselors
    CCMS has trained credit counselors to evaluate and advice consumers based on their individual situation. We can offer possible solutions to expedite the elimination of the financial burden a consumer may be experiencing once we have evaluated their financial situation.
  • FannieMae Approved Credit Counseling
    CCMS has FannieMae approved credit counselors to assist you with this mortgage approval requirement.

• Debt Management Programs

  • Reduction of Interest
    The debt management program can reduce your monthly payments saving you thousands of dollars in interest.
  • End Creditor Harassment
    The debt management program will put an end to the harassing phone calls from collection agencies and creditors.
  • Late and Over Limit Fees Stopped
    Most creditors eliminate late and over the limit fees.
  • Late and Over Limit Fees Stopped
    Most creditors eliminate late and over the limit fees.
  • One Lower Monthly Payment
    In most cases, the debt management program payment is lower than your current payments by 30-50%.

• Education

  • Making Cents
    A self-paced financial education course
    Consumer $ense
    A self-paced online financial education course
    Financial knowledge library
    Seminars
    Bookstore
    Articles
    Calculators
    References
    Financial dictionary