Meet Our Team

We at Consumer Credit Management Services are proud of our employees and what they bring to the organization, with years of experience in helping people with their financial lives. For many years, CCMS has helped thousands of people and has earned a fine reputation for the delivery of high quality and valuable counseling, education and other financial services. We have been able to build this reputation largely because our employees care greatly about our consumers, their peers and what the organization stands for.

Executive Director:
John C. Gormley III
john @ ccmsclient.org

Assistant Executive Director:
Enith Guarin
enith @ ccmsclient.org

Director of Counselors:
Edgar Palencia
edgar @ ccmsclient.org

Director of Housing Counseling:
Ryan Smart
smart @ ccmsclient.org

HUD Operation Director:
Robert Walther
robert @ ccmsclient.org

Director of Information Technology:
Luis Correa
luiscorrea @ ccmsclient.org

Community Education Manager:
Kathy Kiley
kathy @ ccmsclient.org