Consumer Credit Management Services is a nationally based 501(c)(3) non-profit organization whose purpose is to assist families and individuals who are going through financial crisis, and to slow the national trend toward personal bankruptcy.
Since 1991 CCMS has helped thousands of families and individuals restructure their personal debt and helped them honor their financial obligations. CCMS works with creditors to reduce your payments; stop late charges; reduce or eliminate interest; and help bring your accounts current.
CCMS provides debt counseling and budget planning, debt restructuring and community awareness through seminars, media and the distribution of educational materials. CCMS provides assistance to other community organizations, Chambers of Commerce, employee assistance programs as well as Corporations throughout America.